The pricing policy differs from one company to another and it is worth it asking for details and examples of discounts you can take advantage of. Some of the discounts are here below:
- No Claims Bonus based on the years of driving with no claim. It might be of your benefit to avoid placing claims for low amounts that would result in lowering the discount you are entitled to so you have to examine what is best for you. In addition, you may add Claim Protection benefit on your policy with a very low additional premium.
- Multiple vehicle discounts, when all are insured with the same insurance company.
- Discount offered when adding one or two drivers only.
- Having a different insurance policy with the same insurance company
- Customer loyalty schemes
- Choosing a higher excess in case of a comprehensive policy