You should contact your lender immediately to ask for ‘hardship assistance’. This is most commonly provided in the form of reduced or postponed repayments, usually for 3 to 6 months at a time.
When catastrophes happen, some lenders may offer even more generous assistance and you should explore that avenue as well.
If you do not do anything, not paying your loan/s pending the outcome of an insurance claim will result in additional interest and enforcement fees being added to your loan and may result in legal action.