There are different plans in the market. Some of them are extensions of other policies. There is a chance that they include lump sums or cover only specific diseases or even more covers. Usually the different health policies are split into:

• In Patient plans, which compensate you when overnighting as an in-patient in a hospital or clinic
• Plans that combine inpatient and outpatient treatment i.e. in addition of inpatient they cover you for doctor’s visits and medicines as an out-patient.