High risk items aren’t necessarily the most expensive ones in your home, they are things that are the most likely to be stolen should your home be broken into. These include jewellery and anything that can be quickly and easily taken and sold or passed on by thieves. Indeed, having high risk items in your home doesn’t automatically mean higher premium. Items such as antiques, gold, silver, gold & silver plated articles, works of art, furs, jewellery, and paintings with value more than €450 per item must be named on your policy in the High Risk section of Contents and we will require and evaluation or purchase receipt and a photograph for each item. We provide cover under all insured perils whilst these items are kept in the building of the premises. Jewellery must be kept in a safe in order to be covered against theft.
- I Rent, can I Still Get Home Insurance?
- How much should I insure my buildings for?
- Can I have cover for my belongings outside the business premises whilst I or my employees are carrying them for business purposes?
- How should I insure my business contents and what are the insured perils?
- How would my employees benefit from the Personal Accident insurance?